Meet Reyna Perea
As a dedicated and motivated bilingual REALTOR® with deep roots in San Diego, I am committed to helping my clients achieve success in their real estate endeavors. I prioritize providing exceptional customer service, consistency, and expert guidance to fulfill my clients' real estate needs, desires, and goals.
I strive to simplify every step of the buying or selling process, ensuring that my clients fully comprehend their options and can confidently make informed decisions. I understand that real estate investment is not only a significant financial decision but also a strategic move for building long-term wealth.
To me, your referrals are more than just business; they are the ultimate recognition of my commitment and service excellence. I am grateful for your trust and the opportunity to assist you on your real estate journey. Thank you for considering me as your REALTOR®.
CLIENT TESTIMONIALS
Lupita Orta
Jessica Walsh
Daniel Flores
REYNA'S RECENT SALES
- 1/17 17
closed
$445,000
3.4%$460,000
2 Beds2 Baths1,024 SqFt415 Woodlawn AVE #A, Chula Vista, CA 91910
Condo
Listed by Ericka Nelson of Romo Realty
- 1/29 29
closed
$850,000
1.8%$865,000
5 Beds3 Baths1,824 SqFt360 E Oneida ST, Chula Vista, CA 91911
Single Family Home
Listed by Bertha Llamas of Coldwell Banker West
- 1/23 23
closed
$745,000
$745,000
3 Beds2 Baths1,352 SqFt1494 Jasper Court, Chula Vista, CA 91911
Single Family Home
Listed by Stephanie Lloyd of Lloyd Realty Group
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FEATURED LISTINGS
- 1/11 11
Active$305,000
2 Beds2 Baths1,479 SqFtkm 34.5 carretera libre tijuana - ensenada #A-100 #108, Outside Area (outside Ca), BC 22717
Condo
Listed by Bertha Llamas of Coldwell Banker West
- 1/3 3
Active$210,000
160 AcresProtrero Creek, Potrero, CA 91963
Vacant Land
Listed by Bertha Llamas of Coldwell Banker West
- 1/8 8
Active$2,400,000
8,890 Sqft Lot1015 1017 Grand AVE, Spring Valley, CA 91977
Multi-Family
Listed by Bertha Llamas of Coldwell Banker West
EXPLORE SOUTH BAY
Located south of downtown San Diego and just north of the Mexico border, San Diego's South Bay is the gateway to Baja California, offering exciting attractions, and some of the best Mexican food this side of the border.
MY BLOGS
Is California living worth the costs and taxes?
California’s seemingly lofty paychecks look relatively run-of-the-mill when considering the state’s costly lifestyle and tax burdens.The annual “price parity” report from the US Bureau of Economic Analysis gives us a snapshot of relative differences among the 50 states in costs and incomes. My trusty spreadsheet reviewed the latest stats for 2023, which detail how expenses squeeze California’s incomes.Look, it comes as zero surprise that California is the priciest place to live.The state’s cost of living is 11.2% higher than the national norm, according to BEA math. After California came New Jersey at 8.2% above average, followed by Hawaii and Washington state at 7.9% and Massachusetts at 7.6%.Arkansas is the nation’s bargain spot, with life costing 15.6% less than the typical American’s. Mississippi is next, at 14.5% below average, South Dakota is at 13.5%, and Louisiana and Oklahoma are at 13.3%.And how do California’s big economic rivals fare by this cost metric?Florida was 11th most expensive, 3.4% above average. Texas had the 21st highest costs at 2.9% cheaper than the norm.But this cost-of-living score is just one slice of the overall “affordability” equation.Payday plusSky-high expenses are somewhat offset for the typical Californian thanks to their employer’s generous pay.Ponder that the state’s per capita income in 2023 ranked sixth-highest at $81,300. The typical US income was $69,800 – 14% less.The states with better pay than California were Massachusetts at $90,600, Connecticut at $89,900, New York at $82,300, New Jersey and Wyoming at $82,100.At the other end of the paycheck spectrum, Mississippi had the lowest income at $49,700, followed by West Virginia ($52,800) and Alabama ($54,200), New Mexico ($55,300), and Kentucky ($55,400).Texas was No. 24 at $66,300. Florida was No. 19 at $68,700.The taxmanCalifornia’s incomes are also challenged by the fourth-highest tax burden, according to BEA math.California’s effective tax cost for 2023 – that’s personal taxes paid as a share of income, per capita – was 14.9% vs. the nation’s 12.2% rate.New York was No. 1 with 16.9%, followed by Massachusetts with 16% and Connecticut with 15.4%. Maryland was No. 5 with 14.2%.Conversely, Mississippians pay the lowest taxes at 7.7% of income. Alaska follows at 7.9%, South Dakota at 8.1%, Oklahoma at 8.4%, and Tennessee at 8.5%.Florida was 23rd highest at 11.3%, but Texas was eighth-lowest at 9.2%.Bottom linePonder next a yardstick of a Californian’s relative buying power compared with other states.Take those lofty paychecks, minus the elevated cost of living and taxes, and you get a relative spendable income of $61,400 for each Californian in 2023. That’s a middling 26th-best among the states and just $100 above the nation’s $61,300.Now, California lovers might say middle-of-the-pack cash flow is fair compensation for the state’s many non-financial charms. It’s one reason why the state has one of the nation’s lowest rates of departures to other states.However, Golden State critics will argue that this theoretical income does not add up for many residents, especially those who earn below-average wages. These crazy expenses are why California struggles to attract residents from other states.By the way, Wyoming ranks No. 1 for this cost-and-tax-adjusted income at $80,100 – followed by South Dakota at $75,600, North Dakota at $73,600, Connecticut at $73,400, and Nebraska at $71,000.Mississippi had the least-compensated workers by this pay benchmark, at $52,500, followed by West Virginia ($53,500), Hawaii ($53,700), Alabama ($54,400), and Georgia ($54,700).And California’s rivals? Texas ranked 23rd at $61,900, while Florida ranked 37th at $58,900.Jonathan Lansner is the business columnist for the Southern California News Group. He can be reached at jlansner@scng.comSome of my popular tales of 2024 …No. 1: It takes $349,200 income to buy OC home, 3.5 times US salary No. 2: 20 least-affordable US cities to buy all in California No. 3: Pelican Hill switching to Marriott, St. RegisNo. 4: California has 13 most-unaffordable small US cities No. 5: Temecula one of ’50 best places to live in US’ No. 6: 3 in SoCal among fastest-selling home projects in US No. 7: Finally, Bass Pro opens in Irvine No. 8: California auto insurance premiums soaring 54% this year No. 9: ‘Ziggurat’ building in $150 million-plus bidding war No. 10: California’s hardest spot to find an apartment?
Unhinged, A Dating Series: 8 of the Best Dating Stories of 2024
We’re coming up on one year of my dating series, Unhinged. When I decided to launch the column, I did so with the hope of building a community where people who had been struggling to date or find love could come and feel seen. It’s been a wild ride. For the last 10 months, I’ve dished on my weekly dates; talked with locals about their experiences; and chatted with therapists, relationship coaches, and love gurus to help me answer all my lingering dating questions. All the while, I’ve made some new friends, reconnected with old acquaintances, and, of course, met my partner.These are some of my favorite articles, topics, and interviews of the series so far. If you missed any, now’s the time to catch up!Seeking AnswersIt all started here, with one late-night writing sesh, a few back-and-forths with my editors, and a Valentine’s Day launch. Unhinged, A Dating Series officially became a column after a year of discussions and plenty of anxiety. I remember wondering if anyone would care or relate. Hitting publish was exciting and scary as hell. I knew I wanted this column to be a place for people looking for love to feel less alone. When we posted that first piece on Instagram, it garnered 2,367 likes, 233 comments, and 950 shares, reaching more than 98,700 Instagram users. It hit.Our Unhinged community soon grew from there. The DMs, emails, and texts came flowing in, and it was clear that we all felt burnt out with the current landscape of dating in San Diego and needed answers.It’s Me, Hi, I’m the ProblemIt wasn’t long after that first piece that I realized before I could truly dig into the state of dating SD, I’d have to turn the mirror back around to myself. This was the moment I knew that the column would require me to be incredibly vulnerable in sharing my own stories—and willing to call myself out in a real and honest way. This piece helped me realize that, prior to this year, I had been a part of the problem that many singles face when dating: I wasn’t fully ready to commit to someone. While swiping, grabbing drinks with potential matches, and swapping numbers at bars, I hadn’t taken the time to fully heal from my past relationship and likely let a few good men slip through my fingers. If this resonates with you, this piece may be for you. Ask Me AnythingAt some point, my girlfriends and I noticed something about the men we were going out with: They just weren’t asking us enough questions. It made me wonder whether this was a new phenomenon in the modern age or whether their gender was just wired differently. Hint: It’s a little bit of both. Of course, there are men out there who are actively engaging in conversations during dates—this post isn’t for them. However, “research shows that this lack-of-men-asking-questions problem is real, and it’s common, and frankly, it’s embarrassing for them!” wrote author Sophia Benoit in her column for Bustle.Need more proof that the phenomenon is real? This piece was one of the most-read of the year.It’s Not That ComplicatedIn April of this year, I met my now-boyfriend (I call him Caleb in print) through the column. This is the story of us—or, well, how we met. While finding a partner through this series was something I had considered—and even hoped for—I didn’t plan on it happening as quickly as it did. Today, we joke that he ruined the column three months after it launched.But my initial interaction with Caleb taught me (and maybe my readers) something valuable: a thoughtful first move, a unique date, and some intentional communication is all it takes to score that coveted second date.Finding Connection in a Disconnected WorldSD local Dannika Underhill and I agree: At some point, we all became a little bit more socially awkward. Partially thanks to a global pandemic that had us shut indoors and avoiding group hangouts, today’s digital space is filled with people fatigued by years of uncertainty and isolation. And it’s affecting how we date.Collectively, we’ve changed in the past four years since Covid-19. In 2023, a poll conducted for Newsweek showed that 42 percent of participants admitted to being less sociable than in 2019. Underhill and I discussed how these new antisocial behaviors were causing plenty of dating woes. However, the conversation was also a good reminder that our collective struggle may be part of what brings us together at the end of the day. You’ll Find it When You Stop LookingAll my life, people have told me that I’ll find love when I stop looking for it. To me, that advice has always seemed dismissive and unhelpful. In this piece, I challenged this way of thinking and discussed how dating with purpose (ahem, “putting yourself out there”) isn’t such a bad thing.Anyone who’s been hit with this advice and felt disheartened, this one may be for you.I’ve Never Been in a RelationshipI feel grateful to Felicity (not her real name) for sharing her story around this important and under-discussed topic. I received a number of responses to this piece—both men and women thanking me for not seeing them as broken or undateable because they’d never been in a long-term relationship. Admittedly, I once privately thought that a lack of dating experience at 30 or 40 was a red flag. But my research—including a chat with San Diego matchmaker Sophy Singer of Sophy Love—taught me that I was wrong. Among other benefits, people who have spent their adult lives single have had ample time to figure out who they are without the influence of a partner. There are some great takeaways in this piece, whether you’re like Felicity or have a slew of exes in your back pocket. Check it out.Pain, Shame, & RedemptionOof. This one was hard to write. I knew that, at one point in this column’s life, I’d have to come clean about a toxic relationship that nearly broke me. I molded myself into a person I could no longer recognize during that relationship. I also knew that discussing this topic publicly would mean that readers would have a front-row seat to some of my most personal and vulnerable struggles. When this was published, I felt simultaneously confident in what I had written and worried that I’d be looked at as weak. “Why didn’t you leave him?” I’ve been asked plenty of times. If only it was that easy. It’s hard to choose being single again over being with someone who is sometimes nice to you. It took me years to fully accept that there is a world in which I could date someone who behaves as though they’re the luckiest person to be with me. I hope this article helps others like me who need to hear that a good and healthy relationship is possible—from someone who has gone through it.If you’re new to Unhinged, catch up on all the dating chats you’ve missed here and follow along at @monicles and @sandiegomag on Instagram to know when a new article drops each week.Sign-up now for the Unhinged newsletter launching this month. Get exclusive content, Q&As with Nicolle, and subscriber-only meet-ups![sdm-newsletter-placement]The post Unhinged, A Dating Series: 8 of the Best Dating Stories of 2024 appeared first on San Diego Magazine.
Average rate on 30-year mortgage snaps 3-week slide and rises to highest level since late November
By ALEX VEIGA, AP Business WriterThe average rate on a 30-year mortgage in the U.S. rose this week to its highest level since late November, reflecting a recent uptick in the bond yields that lenders use as a guide to price home loans.The rate rose to 6.72% from 6.6% last week, mortgage buyer Freddie Mac said Thursday. The rate is now higher than it was a year ago, when it averaged 6.67%.Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners seeking to refinance their home loan to a lower rate, also rose this week. The average rate increased to 5.92% from 5.84% last week. A year ago, it averaged 5.95%, Freddie Mac said.The average rate on a 30-year mortgage is now the highest it’s been since Nov. 27, when it was at 6.81%.Related ArticlesReal Estate | California homebuying jumps 20%, biggest gain in 41 months Real Estate | US home sales hit fastest pace since March with more properties up for sale Real Estate | ‘We have options.’ San Diego may be able to deny Turquoise tower in Pacific Beach Real Estate | Where is California’s cheapest place to live? Real Estate | Home flipping profits in San Diego cool with some of the lowest returns on investment in U.S. Elevated mortgage rates and rising home prices have kept homeownership out of reach of many would-be homebuyers. While sales of previously occupied U.S. homes rose in November for the second straight month, the housing market remains in a slump and on track for its worst year since 1995.Mortgage rates are influenced by several factors, including the moves in the yield on U.S. 10-year Treasury bonds.Bond yields shot up Wednesday after the Federal Reserve signaled that it will likely deliver fewer cuts to rates next year than it forecast just a few months ago. While the central bank doesn’t set mortgage rates, its actions and the trajectory of inflation influence the moves in the 10-year Treasury yield.The yield, which was below 3.7% as recently as September, was at 4.56% in midday trading Thursday.
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